We take time and care to get to know you and your business, then use our expertise to search the market to provide you with a shop insurance policy that suits your needs.
Why do I need shop insurance if I’m in retail?
Damage to stock by flood or fire, theft, damage to electronic equipment, refrigeration failure, injury to customers or staff, assaults on staff, prosecutions, tribunals – all disasters that could hurt your business and possibly cause it to close. The correct insurance will minimise the disruption to your business.
What would a standard policy include?
- Public liability
- Employers’ liability
- Business interruption
- Products liability
- Fixtures and Fittings
What else might you need?
As no two circumstances are alike, no two policies should be alike – we won’t offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:
- Shop front and glass cover
- Accidental damage
- Computer breakdown
- Goods in transit
- Legal expenses
- Terrorism cover
Monthly payments available to suit your needs.