Call Us 0191 388 6454 Monday-Friday 9am-5pm
Call Us 0191 388 6454

Home Insurance

Your home is important,
let us help you protect it.

We understand everyone’s home insurance requirements are different we therefore take great care to advise on what you do and do not need.

Why do I need insurance for my home?

Burglary, fire, flood, subsidence, loss of or damage to possessions, injury to visitors – all disasters we hope will never happen but sadly can. The correct insurance will protect your family and your way of life.

Whether you own a house or rent a flat, we will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. If you have a larger or more unusual home, you may need more bespoke policies to suit your particular needs.

What would a standard policy for a family home include?

  • Buildings
  • Contents – New for old cover
  • Valuables in the home
  • Frozen food
  • Money and credit cards
  • Property owner’s liability

Our policies often give generous uplifts of sums insured which can prevent under-insurance.

What else might you need?

As no two homes are alike, no two household policies are alike – we won’t offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:

  • Accidental damage for buildings and contents
  • Cover for your collections
  • Cover for valuables away from home
  • Portable computers and mobile phones
  • Worldwide Cover
  • Garden Equipment
  • Business equipment if working from home
  • Student contents while at university
  • Home emergency cover
  • Legal expenses

What else can we do?

  • Unoccupied properties
  • Holiday or second homes
  • Properties undergoing renovation
  • Student Lets

Monthly payments available to suit your needs.

Your home is important, let us help you to protect it, call us today on 0191 388 6454.