We understand everyone’s home insurance requirements are different we therefore take great care to advise on what you do and do not need.
Why do I need insurance for my home?
Burglary, fire, flood, subsidence, loss of or damage to possessions, injury to visitors – all disasters we hope will never happen but sadly can. The correct insurance will protect your family and your way of life.
Whether you own a house or rent a flat, we will provide a comprehensive package of insurances tailored to you. If simple cover is all you need we will not force unnecessary extras upon you. If you have a larger or more unusual home, you may need more bespoke policies to suit your particular needs.
What would a standard policy for a family home include?
- Contents – New for old cover
- Valuables in the home
- Frozen food
- Money and credit cards
- Property owner’s liability
Our policies often give generous uplifts of sums insured which can prevent under-insurance.
What else might you need?
As no two homes are alike, no two household policies are alike – we won’t offer you a standard package if that is not what is best for your requirements. We may recommend additional covers such as:
- Accidental damage for buildings and contents
- Cover for your collections
- Cover for valuables away from home
- Portable computers and mobile phones
- Worldwide Cover
- Garden Equipment
- Business equipment if working from home
- Student contents while at university
- Home emergency cover
- Legal expenses
What else can we do?
- Unoccupied properties
- Holiday or second homes
- Properties undergoing renovation
- Student Lets
Monthly payments available to suit your needs.